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How to confirm if you have a legitmate debt when debt collectors are sending letters?

Thursday, July 1st, 2010
Where’s my scooby snack? asked:


How to check to see if the debt is really legit? I know there’s a statute of limitations of 7 years that prevents debt collectors from contacting you but what happens to the debt after that time frame?

Also, if you get a letter from a debt collection agency stating you owe a debt, how to prove that the debt is real and you do in fact owe?