Where’s my scooby snack? asked:


How to check to see if the debt is really legit? I know there’s a statute of limitations of 7 years that prevents debt collectors from contacting you but what happens to the debt after that time frame?

Also, if you get a letter from a debt collection agency stating you owe a debt, how to prove that the debt is real and you do in fact owe?

mixed & beautiful asked:


I owe about 2 grand of debt to different debt collectors. I work and attend college like most young adults my age, but does not make a lot of money every 2 weeks. I really want to get rid of my debt but does not know the best way how. What should I do?

Poverty is relative asked:


Employment income and tax refunds can be garnished by debt collectors – can the economic stimulus rebate be garnished as well?

Sardonia asked:


It’s been about 3 or 4 years and I have 8500 dollars or so in collections from 15 or so different collectors. Some from medical, credit cards, etc… I honestly don’t know the best way to find out how much I owe who anymore. I look on my credit reports but they have a ton of entries for the same debt. Would it be a good idea to just write a letter to each and every one of the collectors, or go to a credit consolidation place and have them do it for me? I want to be rid of this once and for all, but now just have no clue how to go about it. Thanks, Brandon

STARS asked:


And also do they have the same rights as far as
a debt collector trying to get debt vs a debt purchaser???

rottdog76 asked:


My fiance has a debt collector coming after her pretty aggressively and in not the most ethical way (in CA). She has a car (still paying on it) and no other assets. I own a house with more equity than here debt. Can her debt collector come after my assets once we are married?

denimcap asked:


I have some old debts hanging out there, under 5,000. I’m planning on opening my first checking account in a while. Could my undead debt collectors dip into my account, and if so how much could they take (I read somewhere 10%, though I think that only applied to wage garnishment)?

Mostly Monkeys asked:


I have a couple credit cards $2000 and $600 debts, that im paying through a consolidation company.

Debt collectors are calling several times a day now.

How much more serious can this get? I don’t have to worry about someone knocking on my door do I?