bynam asked:


I have atleast 4 major credit debts that was in the early 90′s i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off my credit history, Specially now that I am trying to rebuild my credit.

Sardonia asked:


It’s been about 3 or 4 years and I have 8500 dollars or so in collections from 15 or so different collectors. Some from medical, credit cards, etc… I honestly don’t know the best way to find out how much I owe who anymore. I look on my credit reports but they have a ton of entries for the same debt. Would it be a good idea to just write a letter to each and every one of the collectors, or go to a credit consolidation place and have them do it for me? I want to be rid of this once and for all, but now just have no clue how to go about it. Thanks, Brandon