mellowemi asked:


My husband and I just got married in September. We both have some debt and both have fair or poor credit. We do not own a home, we rent.
What we want to do is consolidate our debt into one loan and just make one payment on it every month. How can we do this but not have to pay fees and with our “not so perfect” credit?

kattyoxoxo asked:


Need to consolidate my debt and have a lower monthly payment. Please advise.

lilly_belle82 asked:


I am planning on buying a house soon, and the value of the house is less then the loan amount for which I have been approved. I want to know if I can take that remaining money and use it to pay off my outstanding debt. (credit cards, car loans etc.) Essentially consolidating my debt into one payment.

shainastar08 asked:

I have a $530,000 all-interest mortgage loan. I am interested in refinancing soon, (if it is a good time to do so?) Should I refinance and add my $15,000 of personal debt to my new loan? Or should I get a personal loan for $15,000 from my bank?