bynam asked:


I have atleast 4 major credit debts that was in the early 90′s i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off my credit history, Specially now that I am trying to rebuild my credit.

eluke asked:


I have some bad debt on my credit report that is older than 10 years. How can I get them to remove it so it does not show anymore?

DiCe asked:

I have a debt to telus and they fowarded it to a collection agency. I can’t pay the whole amount in full because it’s pretty big and im stil a student and the agency won’t accept payments(installments). The agecy said that if i don’t pay, it willgo to my record and stay there for 7 years. My question is, doesn’t having your debt frwarded to a collection agency automatically results to abad record? Because if it does, what’s the use of paying the debt? You ALREADY have a bad credit anyways.
Just to clear things out, I’m in Canada.