How can I consolidate my debt without paying fees?

mellowemi asked: My husband and I just got married in September. We both have some debt and both have fair or poor credit. We do not own a home, we rent.
What we want to do is consolidate our debt into one loan and just make one payment on it every month. How [...]

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How is China buying our debt if they are one of the poorest countries on earth?

pearbear asked: China is supposedly buying more than 1 trillion of our current debt. I am aware that we have a trade deficit but it is no where near that amount. So how are they buying our debt? Or are they?

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What if my states statute of limitations has expired on an old debt?

ncsustandup asked: Does agreeing to make monthly payments but them not accepting have anything to do with the debt becoming valid again or does the statute of limitations still come into play? It has been almost 5 years and just now contacting me about an old debt in NC. The limitations for NC [...]

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What is the best website for Christian debt consolidation?

Clint P asked: I have been reviewing different websites for help with my credit card debt. Because of religious beliefs I am hoping to find someone that can offer Christian debt consolidation. Does anyone know who are the best Christan debt consolidators?

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How to pay off credit cards enrolled in a debt management program?

MiC asked: I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with [...]

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Do debt reduction services make you file bankruptcy?

Emily asked: I’m in about $4,000 in debt and was considering a debt reduction service. I heard that you have to file for bankruptcy to complete them. Is this true and what all is required to follow through and complete a reduction service. Is it worth it?

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How much debt would we be in if either Obama or McCain came into office?

DL It’s Me! asked: Some economists say we’d be in debt of TRILLIONS of dollars.
Lol, sorry, I didn’t know we were in debt of trillions of dollars already. My teacher said it like Obama and McCain would kill our country if they came into office. I’m guessing I heard it wrong and he meant to [...]

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How do you check out the history of a debt settlement company?

yamtheman asked: When researching debt settlement companies, how do you know the best one to use? It is a fairly new industry and most companies are 5-7 years old. How do you know they are reputable?

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What is a good way to eliminate credit card debt?

mike asked: i am having a very difficult time paying down the balances that I owe on my credit cards. I’ve tried calling them up myself and negotiating the interest rate, but they refuse to lower it. I can barely afford the minimum payments and just want to be done with this. I don’t want [...]

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Can a debt collector collect money for a company that has filed bankruptcy?

Asile asked: We receive calls from a debt collection agency attempting to collect money for a company that went out of business and filed bankruptcy a while ago. Is that legal/justifiable?
But if that company filled bankruptcy, doesn’t that mean that they are no longer required to pay back their lenders or any accts payable?;
How is [...]

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