Do you think Republicans should vote to raise the debt ceiling when the new congress is convened in January?

June 3rd, 2011
Mikeohhhh asked:


Should the Republicans vote to raise the debt ceiling above 14.3 Trillion dollars? If so, what should Republicans negotiate for in exchange for increasing the debt ceiling?

How much are creditors willing to reduce a debt for a settlement?

June 3rd, 2011
shwoop asked:


I’m trying to pay off all my debt and dig myself out of this hole I’ve created. I heard somewhere that if you offer creditors a certain percent of what you owe them they will take it. Is this true? And if so, how much?

Is student loan debt taken into consideration when a landlord approves a tenant for leasing an apartment?

May 27th, 2011
Fiona432 asked:


I’m a recent college graduate with a steady income and a student loan that is not in default. I’m looking to lease an apartment, and I heard that landlords are not allowed to count student loan debt against a person when evaluating their credit and debt. Is this true?

How does the National Debt increase when we have a budget surplus?

May 25th, 2011
I Need Help With Everything!!! asked:


The United States had a budget surplus in 2000 and 2001, but the national debt still increased, can someone explain this to me?

How do I stop commercial debt collector calls?

May 23rd, 2011
Over billed and Distressed asked:


I have a disputed debt associated with my small business and they now have a collection agency calling my place of business. I now know I am not protected by the fair debt collection act but there has to be some way to stop them from disrupting my business.
Obviously, Emgee does not know or understand what disputed means. I have already paid the bill. So obviously that is not the solution. But thanks for your completely useless answer.

Does debt consolidation work and help improve your credit score?

May 23rd, 2011
Sophia Galen asked:


I am really bad with paying bills and my credit has taken a hit these past couple years. I make enough money where I should be able to pay everything with no problem but for some reason I continue to struggle. Do you think a debt consolidation would be best for me and to help me improve my credit score? Does this really work?

What would be the positive impacts of dropping the debt in Africa?

May 22nd, 2011
DHFan asked:


Im preparing for my GCSE geography exam, and im working through a pre-released booklet to help me revise. One of the resources in the booklet is about the debt in Africa, and how they are in poverty. What would be the positive impacts of dropping the debt in Africa?

How does National debt works and affect our lives? What is bail out different from bankrupt?

May 14th, 2011
dokomo asked:


Why Government can not bail out our individual debut ? such as our credit card debt, our mortgage, our school tuition, etc, etc ? Why not Government bail us out if they can do for the big guys? Why company has to get bail out?

How can one get in debt with Pokerstars?

May 12th, 2011
lordi4lyfe asked:


In Pokerstars license agreement,I read something about debts and about paying debts back.But how exactly can one get in debt playing in Pokerstars ?

What if another agency buys a debt on your credit report?

May 12th, 2011
clemson_footbal asked:


I know the normal debt, remains on the credit report for 7 yrs after the first delinquency. My questions is, if this lender sells your account to another lender, after say 2 yrs, does the 7 yrs start over with the new lender? Or, does the debt drop off your record from all the lenders (who participated in the same acct), in the 7 yrs?