What is the safest most accurate way to find out about past debt?
pinkwac asked:
I’m thinking I have some debt that is unpaid from years ago. I have not received any other bills in the mail. But know that I have small debts out there. What is the safest best way to find that information out so I can pay them?
I’m thinking I have some debt that is unpaid from years ago. I have not received any other bills in the mail. But know that I have small debts out there. What is the safest best way to find that information out so I can pay them?
Tags: Mail, Small Debts
January 19th, 2010 at 6:15 pm
Check your credit reports. It’ll list all of your accounts including account numbers and creditor contact information. Visit.
January 21st, 2010 at 9:58 pm
freecreditreport.com just like the commercial says. the commercial with the guy driving and singing about how he should have checked his credit.
January 22nd, 2010 at 5:35 am
You can get 1 free credit report a year. That is the best way to get your report. Contact them directly- don’t go through anyone else to obtain your credit. DON’T go to freecreditreport.com- it’s only free if you sign up for their credit monitoring program. Go to
January 22nd, 2010 at 8:55 am
A credit report.
January 24th, 2010 at 2:49 pm
Check your credit report. It should list every account linked to your name and will show any outstanding debts. This is also a good chance to close any old or forgotten accounts.
By law, you may request one free credit report from each of the three major reporting agencies – Transunion, Experian, and Equifax – each year. It’s best to spread out the requests, so you can see how your credit evolves throughout the year. You will have to pay a small fee, about $8, to view your credit score, but be careful not to get sucked into any other promotion or “free” offer that quietly charges you $20 a month after the trial period. These programs can be helpful but are generally unnecessary.