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	<title>Comments on: What if my states statute of limitations has expired on an old debt?</title>
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		<title>By: Ask M</title>
		<link>http://bestdebteliminator.com/debtquestions/what-if-my-states-statute-of-limitations-has-expired-on-an-old-debt/#comment-3678</link>
		<dc:creator>Ask M</dc:creator>
		<pubDate>Wed, 17 Mar 2010 23:22:24 +0000</pubDate>
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		<description>First of all Attorney (who is acting a as A Debt Collector)
still has to abide by the laws of FCRA.   Make them validate
the debt,  and whether they bought ithe debt or were assigned, and get it in writing.    If it is past the Statue they
can try to collect all they want but can&#039;t pursue collections
unless they can validate the debt.   Read thru this website
it will explain what they need for validation and if they place
a judgement on you without validating it, then you can sue them back.    I got tired of debt collectors, so I send an all in one letter, stating not to call me at home or work, and proof
that you purchased or were assigned a debt, explain and show how you came up with the amount you say I owe, and
a copy of the signed contract that I signed saying I owe you
the money, and if you can&#039;t provide proof withing 30 days 
that I invoke my rights to file a lawsuit against them.
Read thru this website carefully, all the letters are here and
lots of other information    creditinfocenter com</description>
		<content:encoded><![CDATA[<p>First of all Attorney (who is acting a as A Debt Collector)<br />
still has to abide by the laws of FCRA.   Make them validate<br />
the debt,  and whether they bought ithe debt or were assigned, and get it in writing.    If it is past the Statue they<br />
can try to collect all they want but can&#8217;t pursue collections<br />
unless they can validate the debt.   Read thru this website<br />
it will explain what they need for validation and if they place<br />
a judgement on you without validating it, then you can sue them back.    I got tired of debt collectors, so I send an all in one letter, stating not to call me at home or work, and proof<br />
that you purchased or were assigned a debt, explain and show how you came up with the amount you say I owe, and<br />
a copy of the signed contract that I signed saying I owe you<br />
the money, and if you can&#8217;t provide proof withing 30 days<br />
that I invoke my rights to file a lawsuit against them.<br />
Read thru this website carefully, all the letters are here and<br />
lots of other information    creditinfocenter com</p>
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		<title>By: Scott</title>
		<link>http://bestdebteliminator.com/debtquestions/what-if-my-states-statute-of-limitations-has-expired-on-an-old-debt/#comment-3830</link>
		<dc:creator>Scott</dc:creator>
		<pubDate>Tue, 16 Mar 2010 21:22:57 +0000</pubDate>
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		<description>What type of contract are hospital bills considered? promisary note, written contract, ect</description>
		<content:encoded><![CDATA[<p>What type of contract are hospital bills considered? promisary note, written contract, ect</p>
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		<title>By: Stacy Albaugh</title>
		<link>http://bestdebteliminator.com/debtquestions/what-if-my-states-statute-of-limitations-has-expired-on-an-old-debt/#comment-3829</link>
		<dc:creator>Stacy Albaugh</dc:creator>
		<pubDate>Mon, 15 Mar 2010 21:25:54 +0000</pubDate>
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		<description>More information is here: http://www.flicspasalon.com/free-handmade-soap.html</description>
		<content:encoded><![CDATA[<p>More information is here: <a href="http://www.flicspasalon.com/free-handmade-soap.html" rel="nofollow">http://www.flicspasalon.com/free-handmade-soap.html</a></p>
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		<title>By: mikearep</title>
		<link>http://bestdebteliminator.com/debtquestions/what-if-my-states-statute-of-limitations-has-expired-on-an-old-debt/#comment-3677</link>
		<dc:creator>mikearep</dc:creator>
		<pubDate>Mon, 15 Mar 2010 14:56:31 +0000</pubDate>
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		<description>I haven&#039;t looked into this much, but I do know that acknowledging a debt with intention to pay it can extend the SOL in some jurisdictions.  As far as credit goes, there is just going to be one listing on your report for the unpaid debt, it&#039;s not a continually updated thing, like where it would keep saying &quot;the person still hasn&#039;t paid.

Dealing with an attorney was a good idea.  If you have an attorney, let them talk to the people who own the debt.  Talking to the collectors can be frustrating and they really have no obligation to be honest with you.  So, don&#039;t necessarily believe what they tell you.  You have to understand that these people have limited legal knowledge and their only intention is to get money in a lump sum so they can earn a commission.</description>
		<content:encoded><![CDATA[<p>I haven&#8217;t looked into this much, but I do know that acknowledging a debt with intention to pay it can extend the SOL in some jurisdictions.  As far as credit goes, there is just going to be one listing on your report for the unpaid debt, it&#8217;s not a continually updated thing, like where it would keep saying &#8220;the person still hasn&#8217;t paid.</p>
<p>Dealing with an attorney was a good idea.  If you have an attorney, let them talk to the people who own the debt.  Talking to the collectors can be frustrating and they really have no obligation to be honest with you.  So, don&#8217;t necessarily believe what they tell you.  You have to understand that these people have limited legal knowledge and their only intention is to get money in a lump sum so they can earn a commission.</p>
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		<title>By: XXtaZy</title>
		<link>http://bestdebteliminator.com/debtquestions/what-if-my-states-statute-of-limitations-has-expired-on-an-old-debt/#comment-3676</link>
		<dc:creator>XXtaZy</dc:creator>
		<pubDate>Sun, 14 Mar 2010 03:46:08 +0000</pubDate>
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		<description>Well statue on credit is 7 years.  If it&#039;s a revolving dept, it probably recycles after it&#039;s passed on to different collectors.  Ask your atterny, but if the refused you making payments, they may have lost the rights to collect.  But if you verbally agreed to make payments at all, statute of lim may be null and void now too.</description>
		<content:encoded><![CDATA[<p>Well statue on credit is 7 years.  If it&#8217;s a revolving dept, it probably recycles after it&#8217;s passed on to different collectors.  Ask your atterny, but if the refused you making payments, they may have lost the rights to collect.  But if you verbally agreed to make payments at all, statute of lim may be null and void now too.</p>
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