Comments on: What happens after you dispute a notice about a debt from a creditor?

By: Treena Eugley

Treena Eugley — Wed, 15 Dec 2010 12:27:14 +0000

I don?t necessarily agree however I can understand where you are coming from with that. At least it was well thought out.

By: free balance transfer credit cards

free balance transfer credit cards — Sun, 13 Jun 2010 10:01:13 +0000

I have very good credit.

By: teenriodoll

teenriodoll — Mon, 18 Jan 2010 15:59:20 +0000

Dispute the debt in writing. Send the letter via certified mail with return receipt showing that the letter was received. Ask for verification of the debt, the date of the last payment made on the account (there is a statute of limitations, but many people don’t realize this) and the name of the original creditor.

Then follow-up from there.

Good Luck

By: cpaige517

cpaige517 — Mon, 18 Jan 2010 06:01:47 +0000

Never ignore a creditor. Write back asking them to show the validity of the debt. They say it’s yours make them prove it. By the way, make sure to send the response via certified mail because they have 30 days from the receipt of the letter to respond or they have to remove it from his credit report if it goes that far. Hope this helps. If not, go to.

By: Tim C

Tim C — Sun, 17 Jan 2010 02:00:35 +0000

Be cautious about responding at all. This could be an attempt to obtain confidential information from your father such as SSN, date of birth, bank account information, etc. Do not release ANY confidential information.