Comments on: Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

By: credit unions

credit unions — Fri, 29 Jan 2010 07:14:08 +0000

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By: stan c

stan c — Thu, 28 Jan 2010 14:31:18 +0000

As stated after 7 years it comes off but they can still call you until the end of time. If you make a payment however, the SOL starts all over again.

By: mister ed

mister ed — Wed, 27 Jan 2010 01:47:50 +0000

it will not drop off until after seven years!!!

By: MRPUNKASS

MRPUNKASS — Wed, 27 Jan 2010 01:30:10 +0000

No.

If you are unsure, monitor your credit report to make sure that they collection agencies do no try to ‘reage’ the account.

If they sell the debt to another collector, it does not reage the account. They can try, but this is pretty much a guarateed win in small claims court.

Your debt will disappear off of your credit history after 7 years from your last activity (e.g. payment.)

As the previous person mentioned, everything you need to know is at creditinfocenter, and it’s free!

By: Ask M

Ask M — Mon, 25 Jan 2010 18:10:32 +0000

it drops off your report seven years AFTER the last payment

buddhibbs.com

most likely past the Statute of Limitations to collect.